Florida Public Adjuster
Robert Cruz
We work for you — not the insurance company
Nearly 20 years of experience representing policyholders in insurance claims throughout Florida. Available 7 days a week to maximize your settlement.
What Does a Public Adjuster Do?
When you file an insurance claim, your insurance company sends their own adjuster to assess the damage. But who's looking out for you?
As a Florida Public Adjuster, Robert Cruz works exclusively for you, the policyholder. We thoroughly document your damage, prepare detailed estimates, negotiate with your insurance company, and fight to maximize your settlement.
With nearly 20 years of experience and thousands of successful claims, we ensure you receive every dollar you're entitled to under your policy.
Learn About Robert Cruz
Claims We Handle
From hurricanes to water damage, we handle all types of insurance claims throughout Florida
Hurricane & Storm Damage
Expert representation for hurricane and severe storm damage claims throughout Florida.
Water Damage
Comprehensive support for water damage claims including flooding and plumbing failures.
Fire & Smoke Damage
Professional advocacy for fire and smoke damage insurance claims.
Mold Claims
Specialized assistance with mold-related insurance claims and remediation coverage.
Roof Damage
Expert handling of roof damage claims from storms, wind, and other covered perils.
Supplemental Claims
Reopen and supplement underpaid or denied claims to get what you deserve.
Why Choose Robert Cruz?
Nearly 20 years of experience fighting for policyholders across Florida
100% Referral-Based
Our reputation is built on word-of-mouth from satisfied clients, not paid advertising.
Expert Team
Claim estimators, roofing specialists, appraisers, and umpires working together for you.
Maximize Settlements
We fight to ensure you receive every dollar you're entitled to under your policy.
Licensed & Bonded
Florida Licensed Public Adjuster (W057001) operating under Insurance Claims Experts Corp.
Thousands Helped
Successfully represented thousands of policyholders in Florida and Georgia.
Always Available
Available 7 days a week, 365 days a year. We're here when you need us most.
How It Works
Our proven process for maximizing your insurance claim settlement
Free Consultation
Contact us for a free, no-obligation review of your insurance claim.
Damage Assessment
We thoroughly inspect and document all damage to your property.
Claim Preparation
Our team prepares detailed estimates and submits your claim to the insurance company.
Settlement Negotiation
We negotiate with your insurer to maximize your settlement and get you paid.
Frequently Asked Questions
What does a Public Adjuster do?
A Public Adjuster works exclusively for you, the policyholder, to help maximize your insurance claim settlement. We handle everything from documenting damage to negotiating with your insurance company.
Do you work for insurance companies?
No. We represent policyholders and insureds ONLY. We do not work for insurance companies. We work for you to ensure you receive fair compensation.
How long does the claims process take?
The timeline varies depending on the complexity of your claim. Simple claims may settle in weeks, while complex claims involving significant damage may take several months. We work diligently to expedite the process.
Ready to Get the Settlement You Deserve?
Contact us today for a free claim review. We're available 7 days a week to help you maximize your insurance settlement.