Mold Insurance Claims

Mold damage claims are notoriously complex and often denied by insurance companies. Robert Cruz has specialized expertise in mold claims, ensuring proper testing, documentation, and coverage for remediation.

954-826-5833

Common Mold Situations

Mold from water damage or flooding

Hidden mold behind walls and ceilings

Mold from plumbing leaks

Attic and crawl space mold

HVAC system mold contamination

Bathroom and kitchen mold

Post-hurricane mold growth

Chronic moisture and humidity issues

Toxic mold (black mold) situations

Health-related mold claims

Why Mold Claims Are Difficult

Insurance companies often deny mold claims or offer minimal settlements. Many policies have mold coverage limitations. We navigate these challenges by:

Coordinating professional mold testing and inspection

Documenting the source of moisture that caused mold

Proving coverage under your specific policy

Establishing timeline of mold development

Working with certified mold remediation experts

Challenging wrongful denials

Maximizing available coverage limits

Don't accept a denial or lowball offer on your mold claim. With nearly 20 years of experience, we know how to build a compelling case for mold coverage.

Robert Cruz is a Licensed Florida Public Adjuster (License # W057001) representing policyholders ONLY. We are not attorneys and do not provide legal advice. If litigation becomes necessary, we can coordinate with independent law firms for your selection of legal counsel.

Don't Let Mold Grow Unchecked

Get a free mold claim review from a licensed public adjuster who specializes in these complex claims.

954-826-5833