Supplemental & Reopened Claims

Already settled your claim but received far less than expected? Claim was denied? Don't give up. Robert Cruz specializes in reopening and supplementing underpaid or denied claims to get you the full settlement you deserve.

954-826-5833

When to Reopen or Supplement

Settlement was far below repair costs

Claim was wrongfully denied

Hidden damage discovered after settlement

Insurance company undervalued damages

Repairs revealed additional damage

Policy coverage was misinterpreted

Important damage was overlooked

You settled without representation

Initial estimate was too low

Mold discovered after water damage claim

How We Fight for More

Just because a claim was closed or denied doesn't mean you're out of options. We have successfully reopened and supplemented thousands of claims throughout Florida by:

Comprehensive re-inspection of all damage

New professional damage estimates

Policy review to identify missed coverage

Challenging wrongful denials with evidence

Documenting newly discovered damage

Expert negotiation with insurance adjusters

Coordination with appraisers when needed

Don't accept an unfair settlement or denial. With nearly 20 years of experience fighting insurance companies, we know how to get results even on "closed" claims.

Robert Cruz is a Licensed Florida Public Adjuster (License # W057001) representing policyholders ONLY. We are not attorneys and do not provide legal advice. If litigation becomes necessary, we can coordinate with independent law firms for your selection of legal counsel.

It's Not Too Late to Fight Back

Get a free review of your denied or underpaid claim from a licensed public adjuster who specializes in reopening claims.

954-826-5833